My Health Insurance

8 Oct

I will preface this post by saying that I am a relatively healthy 22 year old. I don’t have cancer, I don’t have diabetes, I have asthma and migraines, that’s it.

I graduated from college  in May of this year and was subsequently given the boot from my parent’s health insurance. As a result my mom got me a health insurance plan of my own, using her insurance company. Every single month, my parents split the cost of this health plan which costs $370. We just got word that Federal employee insurance (our insurance)  is going up 15% next year which brings my insurance bill to $430. That’s the cost without me actually using any services.

I work part time for minimum wage. My health insurance officially costs more than I make. I’m extremely fortunate that my parents are willing and able to foot the bill for my health insurance, but I cannot live with a clean conscious for letting them do so.

So now what? Do I keep letting my parents shell out extortion money to Blue Cross/ Blue Shield or do I take the gamble of not having insurance?

There are millions of people in this country who take the gamble on a daily basis, Now this isn’t Las Vegas style gambling where there are winners and losers, this is the type of gambling where there are people who fear for their lives and people who die. We live in the most prosperous country in the world and we let people die because of lack of health insurance? We let families go bankrupt and become homeless because they happened to get sick? If Trinidad and Tobago can give health coverage to all of their citizens, then we surely can. If Cuba can give health coverage to all of its citizens AND HAVE BETTER HEALTH OUTCOMES THAN THE US, then we know we’re doing something wrong.

The fact of the matter is that there is no Hipocratic Oath for BlueCross/BlueShield.
Insurance companies fixate on a faceless, nameless bottom line.
They do not care whether you or I live or die.

So do me a favor, drop the pretense of political loss or gain.
Forget capitalism vs. sociacommunfacsism.
Forget Obama as Hitler or Mao or the Easter Bunny.
When you think Health Care reform think about your own personal bottom line.

Can you afford to get sick? I can’t.

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